Dear Annie: Realizing different retirement dreams
Fiona Zhang
Fiona Zhang
Reporter · Niagara Falls, NY
Fiona is a graduate of the School of Visual Arts in New York City and has spent five years covering arts and cultural happenings in Western New York. She was previously a contributing writer for Arts in Buffalo, where she covered local artists and cultural events, bringing attention to the vibrant art scene in the area.
More from Fiona →Reporter · Monday, November 9, 2026 at 2:00 PM · 1 min read
Dear Annie: For 38 years, my husband and I worked hard, raised three children, paid off our mortgage and dreamed about the day we could finally retire. I always imagined retirement would be our reward for decades of responsibility. We…